Show me an example Shelter Over The Head: 2011
Apa kesan pembukaan SKVE seksyen 2 pada prospek pembangunan Kuala Langat?

Thursday 8 December 2011

Buying new houses in Klang, Shah Alam, Kuala Langat Selangor - The basic protection




Common question by prospective house buyer of new housing projects at Klang / Shah Alam / Kuala Langat Selangor under malay reserved status. 

What's the basic protection for house buyer of developer's project? The basic protection covers and includes all types of housing developer's projects under the purview of Housing Development Act 1966.

Before a housing development can start, the builders have to submit plans to the local authority and are subjected to the ruling under Housing Developer ( Control & Licensing ) Acts 1966. There are laws in place.

Under the HDA, architects and engineers are responsible for the building / houses while it is under construction. After all the houses in the new housing project are completed, these professional, that is the engineer or architect, will issue a certificate stating the building / houses are built according to the guidelines. There are industry professionals involved.

Until a vacant possession of the property is given ( supposedly to only happen after completion of construction according to the laws and guidelines ), the developers still maintain responsibility for the overall development. Developers are liable for the defects of the houses for a period of 24 months ( defect liability period ) after vacant possession is taken on a residential / landed property. There is warranty in place.

After vacant possession is given, monitoring of the houses against break-in and vandalism will be the responsibility of the house owner. Once the warranty period is over, the maintenance of the building / houses / property become the owner's responsibility.






Saturday 3 December 2011

New affordable housing project around Klang Valley / Selangor - Effect by economic downturn





What will possibly happen to the development of new single and double storey terrace houses in Klang Valley / Selangor when we have an economic slowdown?

1. There won't be a decrease in the real demand. In this category of houses, we are not experiencing  a situation of supply more than the demand.

2. People are not buying, more because the price is beyond what they can afford than other reasons.

3. In the market at this point of time, there is no oversupply or glut i.e houses ready and built but not taken up or occupied. This is not happening to the market for this category of houses.

4. Price in this category MUST come down if there is  a high inventory / "delivered" supply in the form of new houses having been built in the market. Price will come down if developers are willing to accept  a lower margin because they need the cash flow. But is this the situation in this category of market / houses? If the developers are not facing with this situation, can house buyers expect to enjoy good price decrease for " rumah baru teres satu dan dua tingkat di sekitaran Klang Valley / Selangor "?

5. In free market economy, price do not have to come down when the cost come down just like price will decrease even though the cost never decrease when there is decreased demand and increased supply in the form inventory.

6. Development of new housing project under single and double storey terrace house for middle income and lower income group is kind of safe from the economic downturn due to above-mentioned factors. The developers will be safe if they build to meet demand and not to create demand.





Wednesday 30 November 2011

Projek perumahan baru teres satu tingkat Jalan Kebun Shah Alam - Taman Kebun Dahlia pada 29/11/2011




Pendaftaran nama pada Taman Kebun Dahlia, Seksyen 30, Shah Alam mendapat sambutan yang sungguh menggalakkan. Misi marketing dalam promosi projek perumahan baru ini yang akan dibuka untuk jualan tidak lama lagi sudah tercapai.

Bahagian admin / purchaser management akan menghubungi mereka yang sudah daftar nama untuk urusan selanjutnya. Kalau perlu maklumat yang lebih, sila hubungi office permaju di :

VISION RETURNS SDN BHD
9A, Jalan Kristal K 7/K, Seksyen 7,
40000 Shah Alam, Selangor Darul Ehsan.
Tel : 03-5511 2588
Fax : 03-5511 3588
Email : visionreturns@gmail.com

It has been an overwhelming response in the enquiry and registration of interest to buy the houses at Taman Kebun Dahlia, Seksyen 30 Shah Alam. The promotion of the new housing project to be launched soon has already achieved it's objective.

The administrative / purchaser department will contact the registrants in due time. For further information of the project, you are most welcomed to contact or visit the developer's office at the above-listed address.







Monday 28 November 2011

Effect on property market by economic downturn caused by world recession




What will happen to the price of the properties in the Klang Valley if Malaysia has economic downturn caused by world recession??

1. To the upper medium to high-end property where people buy for speculation, investment , that will be hit. To the high-end condominium and shoplot where the supply is more than demand where all were  sold out fast and snapped up like hot cakes but empty with "For Rent or Sale. Interested, please call...", banner, that will also be badly hit.

2. How about property below RM350,000.00  which has strong demand in the Klang Valley and the new terrace houses  below RM220,000.00 each in Klang / Shah Alam vicinity, Klang / Kuala Langat vicinity? Areas around Banting, Kapar, Meru and Pulau Indah?

3. In this category of houses, where the demand is much more than the supply at this point of time and for few more years to come, the effect in the price will be minimum. The house buyers under this category are majority owner occupants. Their demand for the property are real.The real demand will sustain the price.

4. Even if Malaysia economy is hit, the property market is hit and when there is inflation - food and a shelter over the head in the form of a house are still basic human needs. You still have to pay for rental to stay in  the house if you haven't already owned one. As long as the monthly instalment is not very much higher than the monthly house rental, demand for this category of house will be converted into " consumption " through purchase of the property if the loan procedure and initial deposit requirement  isn't too deterring.





Thursday 24 November 2011

Membeli rumah baru di sekitaran Selangor - Kesusahan yang dialami golongan berpendapatan sederhana




1. Ramai dari golongan berpendapatan sederhana yang berkelayakan universiti pun tak mampu beli rumah teres di sekitaran bandar di Lembah Klang, Selangor. Apa pulak ceritanya dengan mereka yang berpendapatan lebih rendah?

2. Rumah teres dua tingkat di bandar puteri klang dan bandar bukit tinggi tiga / bandar parkland rata rata berharga hampir RM350,000.00. Kalau di sekitar Shah Alam, harga rumah teres dua tingkat rata rata setengah juta ke-atas. Kalau kedua suami isteri tak kerja, dengan commitment ansuran lain, memang susah untuk membeli rumah sendiri. Ikat perut pun tak semestinya mampu untuk membeli rumah itu!

3. Dengan realiti harga pasaran di sekitar kawasan Klang dan Shah Alam, maka tidaklah hairan sangat kalau rumah baru teres satu tingkat di projek perumahan di sekitaran Kapar dan Kuala Langat dijual dengan harga hampir RM200,000.00!

4. Macam mana kerajaan boleh menolong golongan ini untuk memiliki rumah baru / rumah pertama mereka.?

5. Cara penyelesaian TIDAK SEHARUSNYA dengan menaikkan had pinjaman perumahan. Ini bukan cara yang bijak - mempermudahkan pinjaman perumahan melalui masa pulang balik pinjaman yang lebih panjang ataupun ansuran bulanan yang lebih tinggi.

6. Kalau harga rumah tidak boleh dikawal peningkatannya yang mendadak, maka pendapatan rakyat yang tak mampu beli rumah pertama mereka, samada golongan pendapatan sederhana ataupun rendah, mesti dapat dipertingkatkan. Ini isu serious. Jumlah mereka yang tidak mampu akan meningkat dari setahun ke setahun kalau kerajaan tidak dapat buat apa apa pada trend harga ini - iaitu trend harga rumah dan juga trend tidak-mampu beli rumah oleh golongan berpendapatan sedarhana dan rendah.

7. Isu golongan berpendapatan sederhana tidak mampu membeli rumah pertama mereka patut diteliti dari sudut / pertanyaan mengapa mereka ini tak mampu?

8. Kalau kenaikan harga pada rumah ini boleh diterima seperti kenaikan harga pada roti canai dan teh tarik yang kita semua biasa makan dan minun atas sebab inflasi - ini bermaksud memang ada yang tak kena dengan kelayakan ataupun kemampuan kerja human resources kita yang tidak boleh memberi mereka pendapatan yang lebih tinggi untuk memiliki rumah yang sepatutnya mereka layak. Apa yang tak kena disini? Masalah dimana? Adakah harga benda lain boleh naik dan gaji mereka tidak boleh naik sebab mereka tak layak untuk dapat gaji lebih tinggi? Ataupun kemampuan kerja (productivity) mereka kurang? Kalau atas sebab itu, apa puncanya? Ataupun kerja dan industri yang sedia ada hanya boleh memberi gaji sebegini banyak sahaja?

9. Pertimbangan mendalam pada sudut ini patut ditumpu untuk mencari penyelesaian jangka panjang untuk menolong rakyat memiliki rumah pertama mereka





Tuesday 22 November 2011

More affordable homes through development of rural areas




Why are so many Malaysians in the middle income group find it so hard to buy their first home? Two reasons! One - the price of new houses being priced beyond their affordability Two-  there is just not enough supply of this so-called affordable homes to go around.

Price increase in the houses at the city is caused by increase in demand while supply diminishes. As has been pointed out in my earlier postings, every unit of new house built in any given area means the diminishing supply of such land suitable for such purpose.

Based on this reason and as a long term approach, the government should consider working on the supply side of new housing for the rakyat by redirecting the demand to rural area. At least on this side, the supply is more than sufficient to meet the demand.

Middle income group which comprises of young professionals are finding the supposedly affordable house have NOW become unaffordable to them.

Modernising rural areas to turn into modern towns - will that help in making the house affordable in this area and by taking away the excessive demand in the city, the house there will become more affordable to the middle income group?

Construction of road and highway, infrastructure for communication and connectivity and other basic facilities of township will attract investment to the rural town. With the creation of industry, it will be followed by creation of job opportunity. With creation of income, there will be expenses, thus creating opportunity for other businesses to mushroom.

Development of rural areas will stop the young locals from moving out to the city for job opportunity. With all the basic facility and amenity of the city that can be found here, It may even attract outsiders from the city to move in and settle down here.

When the demand for houses can be met by sufficient supply of the same, the price increase will happen more as gradual, steady appreciation in value as a form of investment and not because of excessive, erratic demand which is bad for the economy





Friday 18 November 2011

Projek rumah baru Taman Kelana, Rantau Panjang, Jalan Kapar - Ciri ciri lokasi




1. Berdekatan dengan sekolah rendah dan menengah Rantau Panjang. Berhampiran dengan sekolah kebangsaan Batu Belah di Jalan Rantau Panjang dan sekolah kebangsaan Sementa, Batu 6 Jalan Kapar.

2. Berhampiran kilang / kedai kasut BATA, pasaraya MYDIN dan 99, hypermarket Carrefour.

3. Lokasi berdekatan dengan Lebuhraya Shapadu, justeru memudahkan untuk pergi balik Bandar Pelabuhaan Klang dan Bandar Sultan Suleiman. Sesuai untuk mereka yang bekerja di Kawasan Perusahaan Bandar Sultan Suleiman dan Selat Klang Utara.

4. 5 minit ke lebuhraya NKVE.

5. 10 minit ke Federal Highway.

6. Kurang dari 30 minit ke Shah Alam dan 10 minit ke bandar Klang.

7. Berhampiran dengan kawasan perindustrian Kapar dan Klang Utama - sesuai untuk mereka yang bekerja disana.

8. Lengkap dengan kemudahan seperti post office, petrol station, bank dan klinik.






Monday 14 November 2011

Projek rumah baru di Rantau Panjang, Jalan Kapar - Taman Kelana



Taman Kelana di Rantau Panjang, Kapar, Jalan Wan Hassan dibuka untuk jualan











1. Rumah teres satu tingkat 3 bilik tidur dan 2 bilik mandi.

2. Luas tanah dari 20'0" x 60'0" - 66'0".

3. Luas binaan 740 kps.

4. Harga rumah tengah pada RM159,000.00.

5. Deposit RM1,000.00.

6. 100% pinjaman boleh di-aturkan.

7. Yuran guaman percuma. ( Perjanjian jualbeli )

8. Status tanah - 99 tahun rezab melayu.


Untuk maklumat lanjut, sila hubungi saya di 012-2988-560 / sinaran.sunny@gmail.com




Friday 11 November 2011

Price of houses is becoming more and more expensive




1. Price of houses keeps going up year after year, one housing project after another newer project. Many salary earners in the city and suburban are finding it beyond their means to buy their first home. Affordable houses have become unaffordable to many first time house buyers.

2. Price of houses under new "affordable" housing projects category has been increasing. New single storey terrace house is touching RM200,000 and new double storey terrace house at RM300,000. We are NOT talking about houses at new housing development in the heart of the town or city!

3. Single storey terrace intermediate house in Johan Setia and Jalan Kebun, Seksyen 29 and Seksyen 30, Shah Alam are going for almost RM200,000! Moving towards Banting, new housing projects in Sijangkang, Jalan Kebun Baru, Teluk Panglima Garang, Jenjarom, prices there are also going up towards that same level. It's a matter of time when that will happen and not a matter of "sure or not".

4. What can be so surprising about that? When low cost flat in Shah Alam is projected to fetch RM200,000.00 come year 2015. And yes, it is low-cost flat, you are reading it right : there's nothing wrong with my writing nor your eye!

5. In any given area which is suitable for housing development, every one unit of new house being built will mean the availability of land for building houses being decreased by the same size. In this regard, the increase in price is inevitable.

6. It is the rate of increase in the price of houses which did not correspond with the rate of income or salary for the majority that is nerve-racking More and more middle to low income Malaysians are finding it harder and harder to buy their first home. Houses are being priced out of their reach!

7. This is the reality of the current house prices that is affecting majority of middle to low income Malaysians living near to the towns in Klang Valley,Selangor and Kuala Lumpur.

8. The challenge to the government is - How to make it affordable to the middle to low income Malaysians to own their first home, if they have not already owned one?






Skim Rumah Pertamaku - Is the scheme in tune with the reality?




1. There have been advertisements in the leading newspaper about EXPO on My First Home Scheme ( Skim Rumah Pertamaku ) for first time house buyer. 

2. Skim Rumah Pertamaku was announced in Budget 2011 to help young people with new employment and income of not more than RM3,000 per month to own their first home.This scheme allows young people to get funding of up to 100% by the participating banks to buy their first home. This is in line with the Government's aim to increase home ownership among Malaysians.

3. Seriously, what is the price of a new first house a young Malaysian with new employment and income of not more than RM3,000.00 can afford to buy? And how many new housing projects are priced within the range where this category of people can AFFORDABLY buy?





Wednesday 9 November 2011

New single storey terrace house at Taman Satria, Teluk Panglima Garang - Update 5









Rumah teres satu tingkat Taman Satria di Teluk Panglima Garang, Kuala Langat




1. Ada banyak projek perumahan di sekeliling taman baru ini.

2. Lebuhraya SKVE yang berdekatan dengan Taman Satria dapat dilihat di Jalan Sukepi Batu Sepuluh Kampung Kebun Baru. Bila lebuhraya ini siap nanti, taman taman kediaman di sekitaran Teluk Panglima Garang dan Kuala Langat akan jadi lebih popular.




Sunday 6 November 2011

Projek perumahan baru - harga kian meningkat dan apa penyelesaian kerajaan.




1.Harga rumah baru teres satu tingkat dan dua tingkat akan naik bila ada kenaikan dalam kos pembinaan dan permintaan yang lebih tinggi berbanding dengan penawaran.

2. Setiap biji rumah baru yang dibina siap akan mengakibatkan kekurangan pada tanah untuk membina rumah di sesuatu pekan, kampung, bandar ataupun daerah. Bila ia melibatkan projek besar perumahan baru, kekurangan tanah untuk tujuan sama akan jadi lebih ketara.

3. Memang benar harga rumah baru teres satu tingkat dan dua tingkat di sekitaran daerah Kuala Langat, Sepang, Pulau Indah, Johan Setia dan Jalan Kebun di sempadan Klang dan Shah Alam naik dari setahun ke setahun, dari satu projek ke satu projek baru yang lain.

4. Memang benar harga bahan pembinaan naik tinggi. Itu termasuk harga tanah di kawasan yang disebut di atas. Begitu juga dengan permintaan rumah oleh golongan orang muda di kawasan yang disebut di atas.

5.Kenaikan harga rumah baru menjadikan ia lebih susah untuk golongan orang muda berpendapatan rendah dan sederhana untuk membeli rumah pertama mereka. Sebab yang nyata mereka tidak dapat membeli rumah - mereka tidak mampu kerana harga rumah yang tinggi dan ketiadaan rumah mampu milik yang mencukupi.

6. Masalah ini tidak boleh diselesaikan dengan menaikan had pinjaman Skim Rumah Pertamaku supaya golongan ini akan mampu membeli rumah yang berharga tinggi melalui pinjaman yang lebih tinggi. Pinjaman yang lebih tinggi bererti pembayaran balik ansuran bulanan yang lebih tinggi juga. 

7. Masalah besar yang dihadapi oleh golongan pembeli ini dan rakyat Malaysia keseluruhannya adalah kenaikan gaji yang tak setimpal dengan kenaikan kos sara diri. Kalau gaji tak naik dan loan sahaja yang naik, macam mana mereka nak bayar ansuran? Kalau ansuran tak dibayar, bank akan lelong rumah!

8. Bukan senang untuk kerajaan menyelesaikan masalah ini. Tetapi cara penyelesaian dengan menaikan had pinjaman perumahan pada golongan berpendapatan rendah dan sederhana bukan penyelesaian jangka panjang dan ia tidak efektif.

9. Isu mempertingkat pendapatan keseluruhan rakyat Malaysia patut dikaji serious melalui sistem pendidikan, peningkatan kemahiran kerja / produktiviti. Rakyat patut mampu membeli atau memilki sesuatu kerana mereka ada "increased earning power through higher productivity" dan bukan kerana had pinjamam loan dinaikan.






Thursday 3 November 2011

Energy saving feature for single and double storey new houses in affordable housing project.





1. What would you do when it's hot in the house? Open the window. Turn on the fan. Switch on the air conditioner.

2. 60%  to 70%  heat of home comes from roof or ceiling.

3. 35% of the electricity bill comes from cooling devices such as air conditioner and fan.

4. House design that have the features like a high ceiling, more windows, taller windows, more ventilation points and roof insulation will be cooler.

5. Cooler home means lower electricity consumption. That translates to saving in household expenses and also reducing carbon dioxide emission through lesser energy usage.

6. This feature is very popular in  high end residential project. It must also be incorporated in the "projek rumah baru teres satu tingkat dan dua tingkat" for the middle and low income Malaysians in suburban and smaller town off the cities, without exception.

7. The saving from the electricity consumption can be used to defray other rising expenses of the household.





Tuesday 25 October 2011

Malay reserved property




1. Many new single storey terrace houses in the new housing projects at Kampung Jalan Kebun at Shah Alam, Kampung Kebun Baru and Kampung Jenjarom at Kuala Langat, Johan Setia at Klang, including areas surrounding Kapar and Meru in the state of Selangor are built on Malay Reserved lands, thus making the houses reserved for Malays only.

2. Non-Malays, Bumiputera Kadazans and other bumiputera, and Indian Muslims are not allowed to buy this property under "Malay Reserved property".

3. A Malay Reserved property is always marked with the words Malay Reserved on the individual titles. Such title is also called Geran Merah in local lingo.

4. A Malay Reserved property can only be transacted between the Malays.





Sunday 23 October 2011

Affordable homes for the rakyat - Skim Rumah Pertamaku and PR1MA




1. Steps must be taken to ensure that what happened to the low-cost housing scheme do not happen in the affordable housing scheme through Skim Rumah Pertamaku and PR1MA.

2. The objective of these schemes like other public programmes should not be sidetracked. The good intentions of the two housing schemes are to enable more lower income and middle income Malaysian of all races staying in the urban and suburban to own homes.

3. We have seen many times that implementation and accessibility to the government policies are two different things.

4. It is delivery of the policy, how it is implemented to reach the target people, the deserving ones and the qualified ones that make the national programme a success or otherwise!

5. Transparency  must be present in the implementation of the programme. People must have access to the information as how and why it turned out the way it turned out.

6. Many programmes have ended up as promotion or branding of certain minister or political leader - hence it was implemented on political motivation and not market driven.

7. Red tapes must be cut,cut, and cut. Too many process and too many tuan besar to go through to get the things approved means too much times are needed to get things done. That environment breeds corruption which is akin to pure, clean water in containers that breeds nyamuk aedes!

8. The government must set up a national database to register Malaysians who are interested to buy affordable houses and vet them to make sure that ONLY THOSE DESERVING AND QUALIFIED ONES GET IT.

9. It will be very sad that this good-intentioned affordable home scheme go to people who use it as rental properties at the expense of the genuine deserving families. Let's hope the government could draw some precious lesson from the low-cost housing scheme. Some not qualified ( over qualified ) ones got it and make it a rental properties by renting it out to foreigners. Some houses have BMW and Camry parked in their porch. These people gain undeservedly from the taxpayers money at some fault of the government implementation efficiency.




Wednesday 19 October 2011

New housing project - cost saving green features




Housing developers undertaking smaller new housing projects should also incorporate the cost saving green features into their projects as have been done to other bigger housing projects. Developers have to become more creative and innovative. Some of these features can be had through the design and structure of the house which don't have to come with much additional costs.

Even in the not-so-big new housing projects in areas surrounding Jalan Kebun and Jalan Kampung Lombong at Shah Alam, Johan Setia at Klang, Jalan Kebun Baru Batu Sembilan and Batu Sepuluh, Teluk Panglima Garang, Jenjarom and Banting under Kuala Langat district, such cost saving green features are starting to gain popularity.

Some of the environmental friendly house designs and features that can help save cost for the house owners  :

1. house design that lets in more natural light.
2. high ceiling and larger window that make the interior more airy.
3. water efficient sanitary wares and fittings.
4. energy saving light fittings.
5. heat insulation rockwool in the roof.
6. heat extracting wind turbine.
7. rain water harvesting system.
8. north-south orientation.





Saturday 15 October 2011

Projek perumahan baru terbengkalai - 3




1.0 Jikalau anda, pembeli rumah baru, tidak tahu : Syarikat pemaju dan pengarah syarikat akan disenaraihitamkan jika terlibat dalam projek projek perumahan bermasalah seperti :

1.1 projek terbengkalai.

1.2 projek yang gagal disiapkan mengikut tempoh yang ditetapkan ( kediaman bertanah seperti rumah teres satu tingkat, dua tingkat, berkembar dan banglo mesti disiapkan dalam tempoh 24 bulan dari tarikh S&P ).

1.3 gagal membuat laporan mengikut jadual seperti laporan pembinaan yang perlu dilakukan setiap tiga bulan ( empat laporan dalam setahun ).

2.0 Memang ada undang undang untuk melindungi golongan pembeli rumah baru dari pemaju perumahan di Malaysia.

3.0 Tapi ada banyak kelonggaran dalam undang undang ini yang boleh dimanupulasikan - itu sebab ramai pengarah syarikat pemaju yang sudah disenaraihitam boleh buat pembangunaan projek rumah baru LAGI dengan syarikat baru yang PUTIH.

4.0 Projek rumah terbengkalai boleh dibendung sungguhpun konsep bina dulu dan jual kemudian dalam industri perumahan belum lagi dilaksanakan.

4.1 Apa yang diperlukan adalah permantauan yang sistematik.

4.2 Tindakan undang undang mesti setimpal dengan tahap kesalahan itu! Tindakan undang undang mesti dikenakan kepada mereka yang buat salah. Tindakan undang undang mesti dilihat, diketahui, dipercayai akan dikenakan kepada mereka yang melanggar undang undang itu tanpa kira siapa pengarah syarikat pemaju itu ataupun siapa lagi yang mereka kenali! Kalau denda wang jumlah besar itu tak cukup, denda lokap pasti berkesan! ( Ooop! Saya akan dipanggil masuk jumpa boss besar tak lama lagi! )






Tuesday 11 October 2011

Abandoned housing projects - action that cannot be taken by the government.




Government will use RM63,000,000.00 to rehabilitate 1,270 abandoned houses under budget 2012!


1. Imagine what can be done with so much money? If it is going to cost so much money to solve this problem, if it keeps recurring, what are the government going to do?

2. The government said if the concept of build then sell is implemented, then the problem of abandoned projects can be solved. But what is holding them back? Why are they not implementing it?

3. The price of houses will cost more if Malaysia practises 100% build then sell system of delivery :

3.1 Small developers will be forced out of the business due to their financial limitation to take up the project - they will also not be able to get the loan to finance the projects for the same reasons faced by other SME entrepreneurs with regard to their balance sheet and cash flow record.

3.2 In the absence of healthy competition where only a few players are in the game, house buyers stand to lose more in term of pricing on the houses.

3.3 The price of houses will cost more as the capital cost in the form of loan undertaken by the developers to build the house on build then sell system will be added to the price of the houses.


63 juta ringgit untuk selamatkan 1,270 rumah terbengkalai dari peruntukan bajet 2012!


1. Apa yang boleh dibuat dengan jumlah wang yang sebesar ini jika ia boleh dijimatkan? Selagi masalah projek rumah terbengkalai tidak dapat diselesaikan, jumlah wang sebesar ini akan digunakan berulang kali.

2. Mengapa konsep bina dulu jual kemudian dalam industri perumahan untuk menyelesaikan masalah projek terbengkalai tidak dilaksanakan oleh Kementerian Perumahan?

2.1 Kerajaan hanya mengalakkan pemaju perumahan menggunakan konsep bina dulu dan jual kemudian dalam projek perumahan baru mereka supaya tidak terjadi peristiwa projek terbengkalai.

2.2 Kerana itu bukan undang undang, maka ramai pemaju yang tidak menggunakan konsep sedemikian.

2.3 Jika kerajaan melaksanakan sistem bina dulu jual kemudian dalam industri perumahan, pasaran hartanah hanya akan terbatas kepada pemaju besar besar sahaja. Pembangunan projek perumahan baru di taman taman di Jalan Kebun dan Jalan Kampung Lombong di Shah Alam, Johan Setia, Sijangkang, Kampung Kebun Baru, Jenjarom dan Banting tak akan jadilah.

3. Bila hanya pemaju besar besar yang boleh  membina projek rumah baru dengan konsep bina baru jual atas kedudukan kewangan mereka ataupun keupayan mereka untuk mendapat pinjaman bank untuk membiayai projek mereka, ini akan menimbulkan satu keadaan di mana mereka boleh mempengaruhi pasaran. Ini akan merugikan golongan pembeli rumah dari aspek harga rumah.

4. Harga rumah juga akan menjadi lebih tinggi dengan konsep bina dulu baru jual. Ada berapa peniaga atau pemaju yang ambil wang sendiri untuk perniagaan ataupun projek perumahan baru mereka? Mereka yang berniaga akan pinjam dari bank untuk buat bisnis mereka. Itu merupakan satu kos perniagaan yang yang dicampurmasuk pada harga untuk ditanggung oleh pembeli rumah.






Saturday 8 October 2011

Projek perumahan baru di Jalan Kebun, Shah Alam @ Taman Kebun Melur - 8


 

Perkembangan pembinaan di Taman Kebun Melur - Kini dalam peringkat kerja bumbung.


Construction progress at Taman Kebun Melur - new single storey terrace house project at Jalan Kebun, Shah Alam - now at roofing stage.



Friday 7 October 2011

Cost of living - some points to share




1. Price of food have gone up by 83 % in the last four years. Price of houses have also increased between 20 to 50 percent depending on location, with some at 80 %. These are our basic needs. How much have your salary increased over the period?

2. This happened against subsidies on certain major items like rice, sugar and petrol. Without which we are told would have caused price of food to be higher. Which would have caused more to follow.

3. So how are we going to live with inflation, a phenomena the country cannot solve?

4. Subsidy is not the long term solution to handle the problem of increasing cost of living. It's a temporary measure only. Money is always limited in supply to very country. They have to tax it from somewhere to spend it. If it is spent as subsidy, it cannot be spent for something else.

5. By increasing the salary in both the government and private sector, people will have more disposable income to afford the higher prices. But the increase in salary must be sustainable. Money must come from somewhere in the sense that it cannot fall from the sky.

6.On the part of government, prudence must be the order of the day. Certain old ways of running things must be stopped. Certain new ways of management to reduce wastage must be implemented. Ways where things can be done more cheaply and not so much have to be spent must be put in place. There is much truth in the saying that it is increase in efficiency when wastage is cut!

7. Oil accounts for 40% of Malaysian government revenue. Imagine what will happen if Malaysia runs out of oil to pump one day. How then is the government going to sustain the subsidy being undertaken, increasing the salary of the civil servants?

8. On the part of private sector, salary increase cannot be 100 % matched with the increase in the cost of living. Salary is one portion of the product or service cost that will invariably be passed down to the consumers IF it's not sustained by increase in productivity. Increase in real productivity will result in lower cost, better profit without price being higher, higher salary to the employees. Only in this way, salary increase is sustainable.





Projek perumahan terbengkalai di persekitaran Shah Alam / Klang dan Klang / Kuala Langat




1. Ada projek perumahan terbengkalai di Johan Setia, Sijangkang, Jalan Kebun, Jalan Kampung Lombong, Kampung Batu Sembilan dan Sepuluh Kebun Baru dan juga di persekitaran Teluk Panglima Garang, Jenjarom dan Banting? Memang ada!

2. Ada projek perumahan yang nampak tiang konkrit sahaja. Ada projek perumahan yang sudah siap bumbung baru jadi terbengkalai!

3. Punca utama projek rumah baru terbengkalai :

3.1 Masalah aliran kewangan syarikat pemaju - wang yang patut dibayar untuk A digunapakai untuk B

3.2 Kajian pasaran yang tidak terperinci - atas salahtaksiran bahawa rumah baru mesti boleh dijual tanpa ambilkira lokasi, kemudahan persekitaran, permintaan pasaran dan keadaan ekonomi semasa.

3.3 Masalah teknikal - butiran infrastruktur yang tidak mengikuti undang undang atau langsung tidak disediakan kerana kurang pengetahuan.






Monday 3 October 2011

Property development - sharing of thoughts (2)




Writing down what I concur for my record and also just to share - what it takes to succeed in property development?


1. Good land bank for consistent and uninterrupted project development.

2. Vision and entrepreneurship.

3. Specialization that will lead to market research for innovation and product differentiation.

4. Leadership that can develop a strong specialized management team that are result and goal driven.

5. An organization with working environment that has the speed to decide and execute.

6. An organization that's slim, lean and mean. That's the way to go.

7. Number got powers! But that cannot be be accepted in totality. If there is no specialization, no vision, no entrepreneurship, size can be a great burden. In the globalized world, businesses need to be slim, lean and mean and also FAST.



How to have that kind of environment that sustains and nurtures entrepreneurship in property development?


1. No creation of monopoly of any sort.

2. Government should not condone any sort of monopoly in the industry. The government should not even be perceived so! 

3. Competition should be encouraged. Competition is the key to success to any market. They say competition will bring out the best of an enterprise.

4. Government should facilitate and make things easy for businessman and entrepreneur to do business. But the government should stay out of business. Business and politics are bad mix. The world has seen this - red tape and government hand in the business are VERY BAD for business.

5. The route of property development should not be hindered by logs in the highway where the driver of the vehicle is on the wheel, if there is already highway in existence!




Tuesday 27 September 2011

Inflation, cigarettes and the price of houses.





 Inflasi, rokok dan harga rumah


1. Inflasi menyebabkan kos sara diri naik. Semua harga benda naik, hanya gaji yang tak ikut naik. Kalau naik pun tak sebesar kenaikan inflasi itu.

2.   Kenaikan gaji untuk menanggung kenaikan inflasi oleh majikan ataupun kerajaan ada hadnya. Kalau perniagaan, jualan tak bagus, mana datangnya wang yang lebih itu untuk kenaikan gaji pekerja?

3. Gaji pengurus ada hadnya ; ia ada tahap maksima. Sama juga dengan gaji pegawai dan kerani. Mana boleh kerani dapat gaji pegawai ? Mana boleh gaji pegawai lebih dari pengurus? Oleh yang sedemikian, kenaikan gaji oleh majikan atas dorongan ataupun peruntukan kerajaan tidak akan menyebabkan kos inflasi hilang begitu sahaja ; ia hanya untuk meringankan beban - tapi beban tetap ada!

4. Bukan semua salah kerajaan bila kadar inflasi naik. Ada faktor luar negara di luar kawalan kerajaan yang mengakibatkan kenaikan inflasi. Harga minyak, bahan makanan dan nilai Ringgit itu sebagai contoh. Bila harga pasaran antarabangsa benda ini naik, maka kadar inflasi dalam negara akan ikut naik.

5. Dalam keadaan sebegini, pengurusan pembelanjaan adalah cara lain untuk menangani kos inflasi. Memang ada lagi cara lain untuk mengurangkan pembelanjaan. Ada benda lain yang boleh kita jimat pembelanjaannya. Ramai cik cik, puan puan yang pandai dalam pengurusan pembelanjaan harian keluarga. Kebolehan mereka dalam hal ini tidah perlu dipersoalkan.

6. Saya ingin kongsi pengetahuan dalam hal rokok sebagai satu cara mengurangkan kos pembelanjaan dalam keadan inflasi tinggi dimana ia tidak akan membawa apa apa kekurangan dalam kualiti kehidupan keluarga.

7. Saya belajar merokok bila saya masih di sekolah menengah. Lebih lagi saya hisap bila saya keluar berkerja selepas SPM. Selama 21 tahun saya merokok. Dalam tempoh masa ini, banyak kali saya cuba berhenti. Gula gula Hacks dan Fisherman jadi teman saya untuk saya putus merokok. Akibatnya? Lebih banyak gula saya makan, lebih lagi saya merokok.
 
8. Pada satu tahap, saya berhenti merokok selama sembilan bulan. Atas sebab kawan punya pasal, saya layan dan selepas itu, saya kembali merokok.

9. Lapan tahun lepas, saya cuba lagi untuk berhenti merokok. Sampai hari ini, saya tidak pernah membeli rokok lagi. Ubatnya? Tak ada ubat. Memang tidak senang untuk berhenti merokok untuk mereka yang sudah lama merokok ataupun sudah ketagih. Seperti mereka, dulu, bila saya bangun tidur, rokok saya cari. Bila habis makan, rokok mesti disusuli. Bila frust atau tension, rokok, saya jadikan teman.

10. Bila saya mula merokok, nenek dan emak nasihat saya jangan merokok " nanti jantung jadi hitam" Nasihat atas nasihat, saya terus hisap juga. Bila saya cuba berhenti lapan tahun lepas, ramai member member yang merokok dihadapan saya, ada yang belanja rokok, ada yang dorong untuk hisap kembali. Pendirian saya : saya tetap merokok sungguhpun ramai yang nasihat jangan merokok, atas rationale yang sama, saya boleh berhenti kalau saya hendak berhenti merokok sungguhpun ada orang lain yang buat dorongan sebaliknya. Itu cara saya berhenti merokok! Tak ada ubat yang terlibat. Saya percaya doktor tidak dapat tolong dalam hal ini.

11. Dengan harga rokok RM10.00 sekotak, itu menjadikan pembelanjaan RM 300.00 ( satu pek satu hari ) ataupun RM600.00 ( 2 pek satu hari ) sebulan. Jumlah ini cukup untuk menangani kenaikan kos dalam pembelanjaan harian rumah yang diakibatkan oleh inflasi.

12. Harga rumah naik dari setahun ke setahun, bagi mereka yang belum memiliki rumah mereka, cuba berhenti merokok, wang yang dijimatkan banyak membantu dalam pembayaran ansuran rumah. 

13. Saya tanya sepasang suami isteri yang membeli rumah baru teres satu tingkat di projek perumahan di Teluk Panglima Garang - " Apa sebab utama kamu beli rumah?" Jawapan mereka -  Satu tempat kediaman tetap yang boleh dipanggil rumah ku! Manusia semua sama : kita perlukan satu tempat tinggal tetap yang dipanggil rumahku.  Itu satu ketenangan psikologi. Itu satu dasar kukuh membolehkan kita tumpuh perhatian dalan kerjaya.

14. Dalam posting ini saya banyak bercerita untuk kongsi pendapat dan pengalaman saya tentang merokok. Selepas SPM, sudah lama saya tidak menulis dalam Bahasa Malaysia. Saya tidak tahu samada pengunjung blog faham kandungan yang saya cuba sampaikan. Jika ada kesilapan, saya minta maaf.




Housing project at Lorong Haji Mughni, Jalan Kebun, Seksyen 30 Shah Alam - Update on registration status of Taman Kebun Dahlia





Perkembangan projek rumah baru teres satu tingkat di Taman Kebun Dahlia, Lorong Haji Mughni, Jalan Kebun, Seksyen 30, Shah Alam.


1. Pendaftaran / perlancaran jualan rumah baru teres satu tingkat dipertangguhkan untuk tiga bulan.

2. Jadual baru pendaftaran / perlancaran jualan adalah pada bulan January / February 2012.



Saturday 24 September 2011

New housing project at Kampung Batu Sepuluh Kebun Baru, Teluk Panglima Garang - Single storey terrace house at Taman Satria / Progress 4





Perkembangan projek rumah baru teres satu tingkat di Taman Satria : kerja piling siap.

Pembinaan sekarang dalam peringkat kerja rangka konkrit tetulang.








Saturday 17 September 2011

New housing project at Jalan Tanjung, Teluk Panglima Garang, Kuala Langat - Single storey terrace house at Taman Satria / Progress 3





Taman Satria di Kampung Batu Sepuluh Kebun Baru / Teluk Panglima Garang dibuka untuk PENDAFTARAN / JUALAN!

Rumah baru teres satu tingkat 20' x 90', empat bilik tidur dan dua bilik mandi pada harga RM149.000.00! 

Location Map
Floor Plan
Site Plan
Front Elevation 1

Front Elevation 2
Rear Elevation 1
Rear Elevation 2
Left Elevation
Right Elevation





Wednesday 14 September 2011

Effect on price of new houses by loan on net income basis





1. On one side of the fence, we have My First Home Scheme ( Skim Rumah Pertamaku ) with the regulation, among others, of one not earning more than RM3,000.00 a month to qualify and the house cannot be worth more than RM220,000.00.

2. On the other side of the fence, there are proposal to have banks giving out house loan based on net income and not gross income. Net income means what your balance is after deducting valid daily household expenses.

3. Many things are more expensive than last year. But most of us are still taking home the same salaries. Because we are paying more for most of the things, we are buying fewer things this year as compared to last year.

Salaried workers will have less money to save. With the new ruling being applied, it means they can only afford houses with lower monthly installment ( coming from cheaper houses, of course ) and many will be made NOT qualified at all!
 
4. Demand for new houses will definitely be dampened with this proposal becoming new ruling. But will the price of the houses for low and middle income group like the standard single and double storey terrace houses be lowered?

Hardly! If the price increase was caused by speculative demand, then the answer is yes. But when it is caused by increases in everything in our daily expenses like teh tarik, roti canai, nasi lemak, chee cheong funn to building material cost and land cost, how to have a lower price?

When you only minus one point but have to add five points to the standing total, how can the sum be lowered?

5. Housing developers are businessmen. Just like the pakcik who sell satay and uncle who sell chee cheong funn, if they cannot sell all the foods the prepare like yesterdays, they will prepare less today to sell so that there won't be wastages!  

If the take up rate is dampened , developers will build less or proceed with building at a slower rate, thus causing a situation that will not make the price of the new houses - under the single and double-storey terrace house category like in the surrounding of Shah Alam, Klang, Klang & Shah Alam border and Kuala Langat & Klang border - to come down!!

6. In summary, with the proposed move, house buyers will find it harder to get loans to buy their first new house as banks will be stricter in their loan policy. 

Housing developers will proceed with new housing development at a slower rate.

Price for houses under the standard category will not be lowered.

More salaried earners in the low and middle income groups will not be able to buy houses.

My First Home Scheme ( Skim Rumah Pertamaku ) will remain an attractive and noble scheme.....just that and nothing more!





Pinjaman perumahan mengikut pendapatan bersih. Apa kesannya pada harga rumah baru? 


1. Semua harga benda yang diperlukan dalam kehiduan harian naik. Kos sara diri melambung. Ahmad, Ah Chong dan Samy mana yang tak kena hentam dari tumbukan kos ini? Harga benda yang manis naik, yang masin pun naik, yang pahit jadi lebih pahit.

2. Kalau harga yang asas dalam kehidupan harian tak boleh diturunkan, bolehkan harga rumah tinggi yang susah dimampumilik oleh golongan makan gaji diturunkan?

3. Harga rumah di bawah kategori rumah teres satu dan dua tingkat ini naik bukan kerana faktor permintaan spekulatif tapi atas faktor lain seperti kos barangan dan aktiviti harian yang naik tinggi. Mana boleh tolak satu dan campur lima membawakan kekurangan pada jumlah keseluruhan sedia ada?

4. Pemaju perumahan seperti pakcik pakcik yang jual satay dan chee cheong funn akan mengurangkan bekalan yang mereka jual jika apa yang mereka bekal sebelum ini tidak boleh dijual habis. Kalau ramai yang tak jadi beli rumah yang dibina, pemaju rumah juga akan mengurangkan bekalan rumah yang mereka bina itu. Tindakan dari sudut perniagaan ini akan mengakibatkan harga rumah baru di persekitaran Klang, Shah Alam, sempadan Klang & Shah Alam dan sempadan Klang & Kuala Langat tidak akan turun sungguhpun polisi baru dalam kelulusam pinjaman perumahan dilaksanakan.

5. Jikalau cadangan kelulusan pinjamam untuk perumahan diberi mengikut net income dan bukan gross income dilaksanakan, pasti lebih ramai dari golongan makan gaji susah untuk layak beli rumah.

6. Skim Rumah Pertamaku memang mempunyai niat bagus untuk membantu golongan makin gaji memiliki rumah baru pertama mereka.... dan ia tetap akan mempunyai niat sebegitu, tapi hanya sekadar itu sahaja!





Tuesday 13 September 2011

Price of houses and household debts





1. In 2010, Malaysian households paid RM478 for their loans from every RM1,000 they earned! What is left for other expenses like food, education and medical?

2. Price of houses are at the level of 15 times the annual income and it is still inching up!

3.You are not earning more this year as compared to last year. Everything goes up in price. You are buying lesser things with your income this year. Some ended up with smaller saving. Some have to pull through with credits / loans.
.
4. When price of everything go up and people are not earning more and but they must eat and live, naturally the savings go down or the debts go up.

5. Price of houses went up every year. What is so surprising about this? The price of teh tarik is RM1.40 a glass and not RM0.80 like not too many months ago!

6. The solution to live through this phenomena of rising cost of living is not from JUST the talk of controlling prices and laws against profiteering.

7. We cannot escape from this fact of life where price of teh tarik will not go back to RM0.80 a glass again. We have to learn or be helped to be able to earn more to cope with this! From education to productivity upgrading and enhancement, do we have it? Will we have it?




Thursday 8 September 2011

Property development - sharing of thoughts





Writing it down to share......things that I concur and believe in, insofar as property development is concerned.


1. Developers should not just build houses to sell but also enrich the lives of people who buy the house and live there.

2. What are the features of the house and the whole housing development project that over the time will increase the value of the property? This is a very important question to be asked during the planning stage of the development. In fact it is not just to be answered but also adopted as the guide for the company's overall developments.

3. If there is no value being planned and created in the planning stage, from where comes the capital appreciation on the property over the time? Value creation as a seed will lead to capital appreciation  as the fruit.






Wednesday 7 September 2011

Land cost in a new housing development





1. Land cost and price of property are correlated. Meaning? The cost of the land will be reflected in the price of the house. As the cost of the land goes up, the price of the house must also goes up.

2. On the average in Klang Valley, Selangor, Malaysia, land would usually cost 30% of the total cost of a new housing development project.

3. How much has the price of land in surrounding Johan Setia, Kampung Jalan Kebun and around Jalan Kampung Lombong, Jalan Kebun Baru Batu Sembilan and Batu Sepuluh have increased over the past five years? Some may argue that it was caused by speculation and not by actual demand. But the facts are in front of the face...the price did increase tremendously!

4. That being the case, how could the price of the new houses that were developed in these areas over these few years not be higher than the preceding years?

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Kos tanah dalam satu projek pembangunan rumah


1. Kos tanah adalah 30% ( purata ) kos keseluruhan satu projek pembangunan perumahan baru di Klang Valley, Selangor, Malaysia.

2. Jikalau harga tanah di persekitaran bandar Klang, sempadan Klang Shah Alam seperti di kawasan Jalan Kebun dan Kampung Kebun Baru dan Johan Setia meningkat dari setahun ke setahun dalam jangkamasa lima tahun ini, mana boleh pembeli rumah baru dan juga mereka yang bakal, mengharapkan harga rumah tahun depan akan jadi lebih murah dari tahun ini?






Tuesday 6 September 2011

Buying the first house / Membeli "rumah pertamaku"





1. We have AKPK ( Agensi Kaunseling dan Pengurusan Kredit / Credit Counselling and Debt Management Agency) from Bank Negara providing financial education to individuals on how take control of one's financial wellbeing. How about the education of home ownership to first time house buyers in regard to their financial responsibilities as borrowers?

2. Once you bought a house ( the construction starts ), your financial responsibility starts as well. Paying monthly house installment is not like what you owe to credit cards where you can stall by paying the minimum 5%. Three months you don't pay the house installments, the bank will give you the "intention to lelong" letter!

3. The incident of properties / houses being auctioned for failure to service the loan is across the board - it happens to bungalows and low cost houses.

4. HBA ( The National House Buyers Association of Malaysia ) was quoted as saying that the success of any public housing programme should be measured by helping the lower income group to buy a house and remain as homeowners. That is a precise statement. The education programme should also be extended to all first time house buyers to raise the knowledge of financial responsibility of owning a house!

5. It is of utmost importance that one live within one's means. When it comes to owning a house, especially your first house, buy based on what you are comfortable in paying the monthly housing installment LEST you carry it over your shoulder all the time instead of it providing  a shelter over the head.

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Faktor faktor mengenai aspek kewangan yang perlu difikirkan sebelum membeli rumah "pertamaku" :


1. Macam mana untuk memenentukan jenis rumah yang harus dibeli? Rumah harga berapa yang harus dibeli?

2. Ini perlu dijawab dengan baik supaya masalah kekurangan wang bagi menampung pembelanjaan bulanan tidak menjadi masalah selepas bayar ansuran bulanan rumah.

3. Berapakah baki pendapatan / gaji  bulanan setelah tolak commitment keseluruhan ( kredit kad, ansuran kereta, bil utiliti, pembelanjaan anak anak , yuran, kos makan satu bulan untuk keluarga dan lain lain yang berkenaan )? 
Pendapataan bulanan itu tidak harus ambilkira overtime ( OT ) dan elaun ealun lain.

4. Sebagai garis panduan , bank hanya akan meluluskan pinjaman rumah jika bayaran ansuran yang dikenakan tidak melebihi satu pertiga gaji / pendapatan pembeli rumah.

5. Beli apa yang anda mampu dan bukan apa yang anda ingin. Jikalau anda beli rumah yang lebih besar dan cantik dari apa yang anda mampu, anda kena pikul rumah itu di bahu anda!!






Friday 2 September 2011

New housing project nearby the highway or expressway - the potential of capital appreciation






1.0 Highlights from an article on property at Subang Jaya USJ township :

1.1 A link house 20' x 60' at Subang Jaya USJ 13 going for RM390,000.00! A basic one and half storey house at USJ 11 sold for RM450,000.00!

1.2 Price of houses have increased tremendously with some as high as 60% since beginning of this year!

1.3 And the time taken to sell a house in this area is around a week from the time the notice to sell is put up as compared to two to three months previously!

1.4 There are more buyers than sellers in the market which created a situation of " if you don't buy, others would ".


2.0 The reasons for the tremendous  price increase are due to the FACT that there is no more land available around Subang Jaya USJ area for future development.

3.0 But what caused the tremendous development in that area  that led to shortage / unavailability of land for development and hence the high price increase of property at Subang Jaya USJ township?
The price increase or capital appreciation of property don't just happen like that. The price increase is the effect of planning on the development at the very beginning stage. The price increase is the effect : the development planning is the cause.
 
4.0 One of the major factors that contributed to the popularity of USJ township is it's connectivity and accessibility to other cities and towns like Kuala Lumpur, Shah Alam, Klang, Petaling Jaya : Bandar Sunway, Bandar Utama, Kota Damansara, Mutiara Damansara, Damansara Utama, via A NETWORK OF MAJOR HIGHWAYS AND EXPRESSWAYS such as Federal Highway, Shah Alam Expressway (KESAS), New Klang Valley Expressway (NKVE), New Pantai Expressay (NPE), North-South Expressway Centrelink and Damansara-Puchong Expressway.

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Potensi peningkatan nilai hartanah pada projek perumahan baru di persekitaran lebuhraya KESAS dan SKVE


1. Pembangunan pesat dan peningkatan nilai hartanah di Subang Jaya USJ adalah kerana ia berhampiran dengan lebuhraya lebuhraya seperti Federal Highway, KESAS, NKVE, NPE. LDP. Pembangunan pesat telah mengakibatkan kekurangan tanah untuk perkembangan perumahan baru, ini secara langsung meningkatkan lagi harga hartanah kerana permintaan yang lebih hebat.

2. Memang bandar Subang Jaya USJ adalah satu contoh pembangunan bandar terancang yang sungguh baik. Ia telah menjadi satu role model atau sasaran bagi pemaju perumahan yang lain untuk membangunkan lagi bandar terancang seperti ini.

3. Dengan Lebuhraya KESAS dan SKVE, adakah pembangunan perumahan baru di persekitarannya seperti di Banting, Jenjarom, Teluk Panglima Garang, Kampung Kebun Baru, Sijangkang dan Johan Setia akan juga menikmati kadar peningkatan nilai hartanah yang memuaskan?

4. Pada pendapat saya, itu pasti. Tentang kadar peningkatan itu, saya tak pasti. Adakah saudara, saudari, tuan tuan dan puan puan mempunyai pendapat yang sama?





Thursday 1 September 2011

Buying developer's house - defect liability period / Membeli rumah baru dari pemaju perumahan - tempoh liabiliti kecacatan





As a house buyer, what is your right or protection from buying developer's house?


1. The defects liability period is a period of 24 months starting from the day the house buyer takes possession of the house. During this period, the developer is to make good the defects such as roof leakage, pipe leakage, ponding on the floor, cracks on the wall that appear in the building.

2. Developer is not exempted from structural defects / latent defects even after the defect liability period. Meaning? The developer is liable for defects arising from the structure and foundation work whereby the house buyer can take action against the developer for breach of contract even if the defects liability period is over.

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Membeli rumah baru dari pemaju perumahan : Apakah hak atau perlindungan anda sebagai pembeli rumah?


1. Tempoh liabiliti kecacatan adalah 24 bulan dari tarikh pembeli rumah ambil pemilikan kosong. Dalam tempoh ini, pemaju rumah diwajibkan untuk memperbaiki kecacatan pada rumah seperti bumbung bocor. paip bocor, air takung, dinding retak.

2. Pemaju rumah bertanggungjawap atas kegagalan struktur bangunan sungguhpun ia berlaku selepas tempoh liabiliti kecacatan. Pemaju perumahan tidak terlepas tanggungjawab dari kegagalan struktur : itu tanggungjawab sepanjang umur pemaju.




Sunday 28 August 2011

New housing projects at Kuala Langat and South Klang Valley Expressway (SKVE) / Projek perumahan baru di persekitaran daerah Kuala Langat dan Lebuhraya SKVE





1.  Buying new houses at Johan Setia, Sijangkang, Kampung Jalan Kebun, Kampung Kebun Baru, Teluk Panglima Garang, Jenjarum, Banting : Buy now or later?

2. South Klang Valley Expressway (SKVE) with stretch that link Putrajaya to Saujana Putra, Tanjung Dua Belas, Teluk Panglima Garang will be completed in 2011. The final stretch will connect to Carey Island ( Pulau Carey ) and West Port ( Pulau Indah ). When this is completed, there will a direct link from Putrajaya to West Port in Port Klang. There will be links between the booming towns along the stretch of this highway. Travel will be convenient and travel time cut short. This accessibility factor will definitely add premium to the house value in the surrounding housing development.

3. Will the price at Taman Satria, Teluk Panglima Garang at RM149,000.00 be lower next year if  you don't buy now, assuming you do need a house and intend to buy one?

4. This was the same question asked by prospective house buyers on Taman Kebun Melur at Kampung Batu Tujuh Jalan Kebun, Shah Alam. Selling price was at RM155,000.00 during the official launch in February 2011. At this point in time, it is valued at RM173,00.00.

5. Due to the fact that " Taman  Satria Rumah Teres Satu Tingkat " at Jalan Tanjung, Kampung Batu 10 Kebun Baru being at an established resident area with three housing development  ( i.e Taman Desa Impian, Taman Satria Semi-D and terrace house ) surrounding it, plus the scarcity of land in the area and rising construction cost, the price of the houses stand a solid chance of not BEING less than RM149,000, come next year!

6. Of course, the opinion in this posting is strictly my personal one.

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 1. Membeli rumah baru di Johan Setia, Sijangkang, Kampung Jalan Kebun, Kampung Kebun Baru, Teluk Panglima Garang, Jenjarom, Banting : Beli sekarang! Mengapa tidak?

2. Adakah harga rumah baru di Taman Satria, Teluk Panglima Garang pada RM149,000.00 akan jadi lebih rendah kalau saya tak beli sekarang dan tunggu sampai tahun depan? Adakah lokasi projek perumahan baru itu bagus?

3. Taman Satria memang sudah mempunyai taman tamam lain disekelilingnya seperti Taman Desa Impian, Taman Satria rumah satu tingkat berkembar dan Taman Satria rumah teres ( fasa lama )

4. Taman Satria rumah teres setingkat ini berdekatan dengan Lebuhraya SKVE akan menjadikan perjalanan pergi balik kerja lebih senang dan cepat untuk mereka yang bekerja di Shah Alam, Subang, PJ, Puchong ataupun Pulau Indah, Pelabuhan Klang.

5. Pembangunan pesat di taman taman perumahan baru di persekitaran Lebuhraya SKVE seperti di Teluk Panglima Garang, Jenjarom dan Banting akan mengurangkan tanah untuk perbangunan rumah, sekaligus akan menaikan harga tanah dan rumah pada keseluruhannya.

6. Ini terjadi pada harga rumah di persekitaran Kampung Jalan Kebun : sebagai contoh ; harga perlancaran rumah baru di Taman Kebun Melur adalah RM155,000 pada bulan February 2011 dan harga penilaian sekarang adalah RM173,000.00. 

7. Mungkinkah perkara sama akan berlaku pada harga rumah baru di persekitaran Kampung Kebun Baru, Sijangkang dan Kampung Batu Sembilan dan Sepuluh Kebun Baru pada lokasi yang bagus? Untuk harga rumah baru tahun depan lebih rendah dari tahun ini adalah tipis sekali!!

8. Kandungan posting ini adalah pendapat saya sendiri, seperti dengan posting lama dan yang akan datang : ia tidak ada kena mengena dengan syarikat yang saya wakili secara langsung atau tidak langsung.







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